Do I actually need Terms & Conditions for my website?

This is one of the most common questions we get, usually asked slightly hesitantly:

“Do I really need Terms & Conditions… or is it fine without?”

Technically, you can run a business without them.

But in practice, it’s one of the easiest ways to leave yourself exposed.

The simple answer

If your website:

  • sells anything

  • offers services

  • collects payments

  • or sets expectations with customers

Then yes, you should have Terms & Conditions.

What they’re really doing

Terms & Conditions aren’t just legal wording.

They’re how you define:

  • what you’re offering

  • how your business works

  • what customers can (and can’t) expect

Without them, all of that is implied, which is where problems start.

What happens if you don’t have them?

Nothing… until something goes wrong.

And when it does, you’ve got no framework to rely on.

For example:

  • A customer wants a refund outside your intended policy

  • There’s a dispute about what was included

  • Someone misuses your service

Without clear terms, it becomes much harder to:

  • manage expectations

  • resolve issues quickly

  • protect your position

“Can’t I just use a template?”

You can, and many businesses do.

The issue is that most templates are:

  • too generic

  • not aligned to your actual offer

  • missing key details that matter commercially

So you end up with something that looks right, but doesn’t actually protect you where it counts.

What good Terms & Conditions should do

At a minimum, they should clearly cover:

  • what you’re selling

  • pricing and payment terms

  • delivery or service timelines

  • refunds and cancellations

  • limitations of liability

But more importantly, they should reflect how your business actually runs.

The reality

This isn’t about ticking a legal box.

It’s about:

  • reducing friction with customers

  • avoiding unnecessary disputes

  • giving your business a clear structure

When should you get them sorted?

Ideally: before you launch.

Realistically: as soon as possible after.

Because once you start trading, you’re already exposed.

Where we fit in

We don’t just draft Terms & Conditions, we help you think through how your business operates, and make sure your terms support that.

That’s exactly what sits at the core of our starter packages.

This is general guidance designed to help you understand the landscape. It isn’t legal advice, and shouldn’t be relied on as such. If you need support specific to your business, we’re always happy to help.

Previous
Previous

What legal documents does a startup actually need?

Next
Next

The biggest legal mistakes founders make (and how to avoid them)